Mistake Number Twelve of the Top 14 Mistakes not to Make as a Surrogate or Gestational Carrier: Thinking That it is OK to Use Federal or State Funded Medical Insurance for a Surrogacy Pregnancy

**Check out New Life for Insurance Policies that can cover a surrogacy pregnancy.

Mistake #12- Thinking that it's OK to use federal or state funded medical insurance for a surrogate pregnancy

Why you should NOT do this: I think this is pretty obvious. It is simply illegal to use a federally or state funded insurance to pay for the prenatal care and/or birth in a surrogacy situation. If you do not have maternity coverage in place then you can have your Intended Parents pay for a policy. This may mean that you have to accept less compensation but that is only fair as a policy can cost over $4,000.00+


I would like to add that If you have a policy that has a surrogacy exclusion and try to use it anyway and your insurance company finds out you could be dropped from your policy. You would be ineligible for Insurance benefits and maybe hard to get covered anywhere again. Consider your own future when offering to be a surrogate. Don't get in trouble trying to do a 'good deed'. It's not worth it in the long run!





Sharon LaMothe Infertility Answers, Inc. http://infertilityanswers.org/ LaMothe Services, LLC http://lamotheservices.com/ *Please note: Sharon LaMothe is not a MD, is not an attorney nor does she hold a mental health degree. All advice given is solely the experienced opinion of Ms. LaMothe. If you have any medical, legal or psychological questions or concerns, please contact your own Doctor, Attorney or Mental Health Professional.